Fee-only fiduciary
Retirement specialists
Plan with purpose.
Retire with clarity.
Evidence-led retirement planning for people within five years of the work they've spent a lifetime preparing for.
Evidence-led retirement planning for people within five years of the work they've spent a lifetime preparing for.
Retirement isn't a finish line — it's a transition. We help you turn a lifetime of saving into a confident, well-structured income that funds the life you actually want.
As a fee-only fiduciary firm, we never sell products or earn commissions. Our only job is to give you clear, evidence-based guidance — and to keep your plan steady through every market and every season of life.
About the firmWe keep our practice intentionally small so every relationship gets the depth and attention it deserves.
Figures shown are illustrative and provided for demonstration purposes only.
We started Northriver to do financial planning the way it should be done — patient, personal, and built entirely around the life you're trying to live, not a product we're trying to sell.
Money is a tool for the things that matter: time with family, room to be generous, the freedom to retire on your own terms. Everything we do works backward from that purpose.
Meet the founder
Watch our story · 2 min
Every piece of your financial life affects the others. We coordinate them so nothing works against the rest.
Proactive, multi-year tax strategy so you keep more of what you've earned — now and in retirement.
A clear, dependable paycheck in retirement — designed to last as long as you do.
Make sure your wishes are honored and your legacy passes the way you intend.
Low-cost, evidence-based portfolios built for your goals — not for chasing markets.
Pinpoint the right claiming strategy to maximize lifetime benefits for you and your spouse.
We bring every service together under a single, coordinated plan — so the whole works better than the parts.
Start the conversation
"We started Northriver on a simple belief: life is about more than money."
Money is a tool for the life you want — time with family, room to be generous, the freedom to retire on your own terms. Everything we do works backward from that.
Yes — always. As a fee-only fiduciary, we're paid only by our clients, never by commissions or product sales, and we're legally and ethically obligated to act in your best interest at all times. No hidden incentives, no sales quotas.
We use a transparent, flat advisory fee with no commissions and no product sales — so you always know exactly what you're paying and why. We'll walk through the specifics together on our first call, before you ever commit to anything.
We specialize in people 50 and older who are within about five years of retirement and want a coordinated plan across taxes, income, investments, and estate. If you value calm, evidence-led guidance over noise, you'll feel right at home here.
Client assets are held at an independent, third-party custodian — never by us directly. You retain full ownership and online access to your accounts at all times, while we manage them under your plan.
Yes. We serve families across many states through secure video meetings, so you can work with us wherever you call home — with the same depth of relationship as an in-person practice.
It begins with a short, no-pressure call to see if we're a good fit for each other. From there, we'll outline exactly what working together would look like — and you decide if and when to move forward.
Book a relaxed introductory call and see whether Northriver is the right fit for this chapter of your life.