Stratton Wealth ManagementFiduciary · Traverse City
(231) 555-0147 Let's Talk
Warm golden sunrise over a calm northern lake, light banding across sky, water, and shoreline

Six layers down. Solid ground.

Stratton Wealth Management builds the Bedrock System — a six-part retirement income plan for people within ten years of retirement, either side. We serve 140+ families nationwide. Not 1,400. That is the point.

“Enough isn’t a feeling — it’s a number. We’ll find yours, then test it twice a year, every year.”

Start with a conversation → (231) 555-0147

Fee-only fiduciary planning · One transparent fee · Assets in your name at Charles Schwab

Fee-only Fiduciary, always 26 years of experience 140+ families nationwide Reviewed twice a year
The Bedrock System · six parts · 01–06

A retirement plan, read like the ground it stands on: layer by layer, down to bedrock.

Every retirement question you have lives in one of six layers. Here is the whole system at a glance — pick a layer, and we will take you down to it. The deeper you go, the more permanent it gets.

Walk the full descent →
The core sample · surface to bedrock
  1. 01 · Income & Cash FlowSurface layer
  2. 02 · InvestmentsSecond layer
  3. 03 · TaxesThird layer
  4. 04 · ProtectionFourth layer
  5. 05 · EstateFifth layer
  6. 06 · The Years AheadBedrock
Watercolor of a retired couple standing together at the end of a wooden dock, looking out over a calm sage-green lake
Out on the dockWhat the plan is for
Back at the surface · who this ground is for

Built for people who would rather delegate.

Our families are mostly 55 to 70, near or already in retirement — careful savers who did the work and now want their time back. If this sounds like you, you are who we built this for:

  • Approaching retirement, or already retired
  • A portfolio of $1 million or more, grown a paycheck at a time over a working life
  • Ready to hand off the moving parts — the monitoring, the tax calls, the paperwork
  • Anywhere in the country — reviews travel well over video, and we meet however suits you

140+ families. Not 1,400.

We stay deliberately small. Two real reviews a year, with the person who built your plan, only work when the list stays short — so every family gets the same seat at the same table, twice a year, every year.

Small on purpose

Carved into the bedrock

The numbers behind us.

140+
Families served nationwide
26
Years of experience
2/yr
Plan reviews, every year
100%
Fiduciary standard
A printed retirement plan with sage layered charts, reading glasses, and a fountain pen on a wooden table in morning light
Traverse City · where the plans get builtReviewed twice a year
From the founder

Why Stratton exists.

Most people arrive here carrying one question: will the money hold once the paychecks stop? It is a fair question, and it deserves a plain answer — not a product.

“Markets are weather. A plan should be geology. We still check the ground twice a year.”
Daniel Stratton
CFP® · Managing Partner
Read our story → Meet the crew
A misty Michigan lake at first light — water, fog, and sky stacked in soft sage-green bands
Michigan, first light · the horizon rule
Below bedrock there is only this

Start with a conversation.

No obligation, no pitch, nothing to prepare. We will talk through where you stand, what enough means in your case, and whether this firm is the right place for your plan. If it is not, we will tell you plainly and name someone who is.

Start with a conversation → (231) 555-0147

Call the office and a person picks up. Most days, that person is Dan.

Stratton Wealth Management · at a glance
Structure
Fee-only fiduciary planning · One transparent fee
Custody
Assets held in your own name at Charles Schwab — we never take custody of your money
Office
412 Harborview Road, Suite 200, Traverse City, MI 49684