Human-first retirement planning · Ann Arbor
Retirement planning to help the future start today.
For more than two decades, we've helped hundreds of people nationwide retire well, and confidently live the retirement they dreamed about.
For more than two decades, we've helped hundreds of people nationwide retire well, and confidently live the retirement they dreamed about.
Good people who've worked hard for their money deserve advice that's genuinely in their best interest. We stay deliberately personal, and deeply rigorous, so the path ahead is clear at every elevation.
Years guiding people to retirement, nationwide
Fee-only fiduciary standard, all the time
A typical client's portfolio
In-depth portfolio reviews, every year
Your vision, our knowledge. It's like having your own personal CFO, carrying you from base camp to the retirement you've always pictured, one sure step at a time.
A thorough look at where you stand, your assets, liabilities, and current trajectory, measured against your goals to find the gaps and the opportunities.
We coordinate your income sources, investments, Social Security, pensions, into a sustainable strategy with a clear projection through retirement, and room for the unexpected.
An investment strategy built around your risk tolerance and time horizon, explained in plain terms so you're comfortable with every recommendation.
Withdrawal sequencing, asset location, and timing to help keep more of what you've earned, so Uncle Sam isn't your biggest beneficiary.
We review your coverage for gaps and redundancies, protecting your assets and income against life's uncertainties, without unnecessary expense.
We help your legacy reflect your wishes, reviewing documents and beneficiaries and streamlining the transfer of assets to the people and causes that matter.
Once your plan is in motion, we meet twice a year, stay available in between, and adjust as life changes, so you live the retirement you've always dreamed of.
We position your assets by time horizon and your comfort with volatility, and refill them as the years pass.
Safe, accessible assets that cover near-term income, so market swings never touch the money you need soon.
Low riskA measured mix that bridges the middle years, balancing steady growth with the income you'll draw next.
Moderate riskGrowth-oriented investments with the most time to compound, fueling the long arc of your retirement.
Higher growthSo we show you. Not a chart that spikes and scares you, a line that climbs to a sustainable altitude and simply holds, year after year.
Built so your income is designed to last — and we'll show you exactly how.
Not a static map. The Waze™ of financial planning, real-time updates, alerts to the pitfalls ahead, and accurate projections that make the road predictable.
The whole map of the years ahead, so you can see, plainly, that you'll be okay.
A portfolio built around your life and your nerves, explained in plain terms.
Investment-related tax decisions that keep more of what you've earned.
Making sure what you've built reaches the people and causes you love.
The right protection for what matters, no more than you need.
A sustainable strategy, so whenever a question comes along, you've got a partner.
Teach your grandchildren to fish. Take the trip you've put off. Give back to what you love. We handle the plan, so you can live the life those numbers are really for.
We built the firm we'd want to hire, blending real expertise with genuine empathy. It's a privilege to serve clients like you, every single day.
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Retirement planning, investment management, investment-related tax planning, estate guidance, insurance planning, and cash-flow planning. The goal is to help you spend your time doing what you want, when you want, with whom you want. Whenever a financial question comes along, you've got a partner ready to help.
We excel at serving successful professionals and executives nearing or in retirement who prefer to delegate their financial planning. Many of our best-fit clients have built a portfolio of at least $1 million and would simply rather spend their time where it matters most than manage the complexity themselves.
Comprehensive planning is the foundation. We begin with several meetings to deeply understand your situation, then conduct at least two annual reviews and share weekly educational content through emails, videos, and social media. Our advice is objective and conflict-free.
We charge a fee based on the value of the investments we manage, debited directly from your accounts. Patrick is a fee-only fiduciary, never paid through commissions or kickbacks. When a client has an existing annuity or genuine insurance need, Molly holds the licenses to help, so everything can be serviced by one firm you trust.
Yes on both. Patrick upholds the fiduciary standard as a fee-only advisor 100% of the time, a legal obligation to act in your best interest. And while we're based in Ann Arbor, Michigan, we work with people nationwide, happy to meet virtually or however is most convenient for you.
It starts with a simple, no-pressure call, to get to know each other and to see what a financial future with Shope looks like.
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